Interested in obtaining auto financing in Vancouver, WA with poor credit or zero down? We match you with lenders who can give car loans to car shoppers in Vancouver, WA. Best of all, the application costs nothing.
Zero Down Auto Finance: Vancouver, WA
We can help you get automobile financing in Vancouver with no down payment. However, down payments are encouraged. How muchis sufficient? As a rule, loan creditors will be content with an advance payment of 15-20%. The second factor to consider is your regular monthly payments. Don’t invest in excess of 18-20% of your income for your Washington auto loan. Let’s consider average numbers for Washington consumers.
- $3,037: Income (Monthly)
- $547 to $607: Monthly Payment
Have bad credit? Learn more about auto loans for bad credit.
Financing a Car With Bad Credit in Vancouver, Washington
It is important to plan carefully for your car loan in Vancouver, WA. This rule is key: do not dedicate above 15% of your income a month toward paying down your bad credit auto loan.
- $456: 15% of average income in Vancouver, Washington
- $152: 5% for fuel, maintenance, etc.
Aside from that, you want to furnish the biggest down payment you can. New cars depreciate instantly. A down payment serves to counterbalance this.
No Credit Check Financing in Vancouver, WA
Many WA buy here pay here car dealers let you finance a car without a credit check. But this reduces your ability to rebuild your credit history.
At a buy here pay here dealership, also known as a tote the note or in house financing car dealership, your auto loan originates from the dealership directly. Simply put, these car dealerships offer in house car loans to Washington consumers who’ve got bad credit.
These auto loans will often be provided without a credit check.
Sadly, there are some major drawbacks, which include high aprs, significant down payment requirements, increased risk of predatory financing tactics, and narrow vehicle selection.
But don’t get worried, you may be able to get approved for auto loans at better terms than you could expect through a tote the note vehicle dealership. Trying to figure out what type of car or truck you should purchase? Explore our section about cheap used cars in WA.
Used And Bad Credit Car Lots in Vancouver, WA
- PURRR Auto Sales LLC, 800-C NE Hylen Way, 98665
- Austin’s Affordable Autos, 9316 NE Hwy 99, 98665
- Private Party Vehicle Sales, 6506 NE Hwy 99, 98665
- Jacobus Auto Body & Paint, 6710 Northeast Street Johns Road, 98661
- Camco Auto Group Inc, 4225 Northeast Street James Road, 98663
- Vancouver Ford- Hyundai, 115 Southeast Ellsworth Road, 98664
- Cahill & Moore Quality Cars, 10909 Northeast Highway 99, 98686
- Christensen Paul Motor CO, 10013 Northeast Highway 99, 98686
- R W Associates Inc, 10704 Northeast Highway 99, 98686
- Marshall Auto Sales, 1704 Main Street, 98660
- Art Kuzma Motors Inc, 6504 Northeast Highway 99, 98665
- All Star Motors-W F Finance, 6113 Northeast Street James Road, 98663
- NOLD Auto Sales, 6309 Northeast Street Johns Road, 98661
- Sullivan Auto, 10601 Northeast 117th Avenue, 98662
- Hannah Volkswagen, 3400 NE Auto Mall Dr, 98662
- Toyota Of Vancouver USA, 10009 NE Fourth Plain Rd, 98662
- Terry’s Auto Sales We Finance, 8321 Northeast Highway 99, 98665
- Paul’s Motor Inc, 4703 Northeast Hazel Dell Avenue, 98663
- Vancouver Dodge, 1015 Northeast 78th Street, 98665
- Main Street Motors, 1501 Main Street, 98660
- K & W Auto Sales Inc, 7124 Northeast 18th Street Suite C, 98661
- Auto Rent, 2500 East 33rd Street, 98663
- T-N-T Auto Sales, 11416 Northeast 72nd Avenue, 98686
- Terry’s Auto Sales We Finance, 8420 Northeast Highway 99, 98665
- A & D Auto Sales Incorporated, 1015 Ne 78th St, 98663
- J & M Auto Sales, 9603 Ne Highway 99, 98668
- ME Sales LLC, 2911 Ne Burton Rd, 98668
- Austin’s Affordable Autos, 9316 Ne Highway 99, 98668
- Pat Moore Quality Cars, 10909 Ne Highway 99, 98668
- Terry’s Auto Sales, 8420 Ne Highway 99, 98668
- Vancouver Car Company, 9333 Ne Highway 99, 98668
- Dick Hannah Honda, 3321 Ne Auto Mall Dr, 923
- Dick Hannah Volkswagen, 3500 Ne Auto Mall Dr, 923
- Vancouver Ford, 6801 Ne 40th St, 98604
- Dick Hannah Best Buy – Used Car Specials, 7417 Ne 4th Plain Rd, 98604
- Vancouver Hyundai, 6802 Ne 40th St, 98604
- Dick Hannah Subaru-Lincoln-Mercury, 7407 Ne Vancouver Plaza Dr, 923
- Vancouver Auto Company, 13905 Ne Fourth Plain Rd, 98604
- Curt Warner Chevrolet, 10811 Se Mill Plain Blvd, 97005