Interested in finding a car loan in Olympia, WA with poor credit or zero down? We put you in touch with loan creditors who consistently approve car loans for consumers in Olympia, WA. Just click here to request a quote online.
Have you budgeted for your new car? Generally speaking, experts suggest you devote only 18-20% of your regular monthly wages for such things as:
- Car Payments
For the typical Olympia resident, this equals $362 to $402 per month. Don’t be spending more than this. Additionally, you might want to opt for a cheap car with good fuel economy. Typically, getting a used car auto loan in Olympia, Washington is a good option. Used cars are less expensive to buy and to insure. And in addition, they lose value a lot less rapidly than new autos.
Financing a Car With Bad Credit in Olympia, WA
Here are some actions you can take to improve your chances of getting approved for a bad credit car loan in Olympia, WA.
- Know Your Credit Score.
- Supply a Larger Down Payment.
- Get a Co-buyer.
- You Shouldn’t Allot More Than 1/5 of Your Take-Home Pay to Paying Down Your Auto Loan
- If Needed, Get an Auto Loan Through a Buy Here Pay Here Car Lot.
Your Job is Your Credit Car Lots in Olympia, WA
Virtually all WA buy here pay here car lots permit you to buy a vehicle with no credit check, but this diminishes your chances of improving your credit score.
At a buy here pay here dealership, referred to as no credit check or in house financing dealerships, your car loan originates from the dealer directly. Basically, these car dealerships offer in house car loans to Washington applicants with poor credit.
To many shoppers, getting their car loan without a credit check sounds like the way to go. Unfortunately, you need to keep in mind a few significant drawbacks. The APR rates and money due at signing are higher than average; additionally, you won’t have much of a chance to rebuild your credit ratings through such a dealership.
Even if you have a bad credit score, you will find there’s pretty good chance you could get approved for auto loans with better financing terms than you could expect at a tote the note car dealership.
Used or Bad Credit Car Lots: Olympia (WA)
- Park It Market Inc, 6504 Martin Way E, 98516
- Northwest Auto Sales of Olympia, 6905 Martin Way E, 98516
- Capitol City Honda, 2370 Carriage Loop SW, 98502
- Sundance Auto Sales, 2400 Carriage Loop SW, 98502
- Dj’s Auto Sales Inc, 710 State Ave NE, 98501
- Airport Auto RV Pawn & Sales, 8500 Old Highway 99 SE, 98501
- All Star Ford, 3121 Pacific Ave SE, 98501
- Auto & RV Countrystore Inc, 7807 Martin Way East, 98516
- Titus-will Chevrolet Oldsmobile Cadillac, 2425 Carriage Loop SW, 98502
- Rotter’s Oldsmobile Buick GMC Toyota, 2225 Carriage Drive Southwest, 98502
- 2nd Car Company, 7504 Martin Way East, 98516
- All Star Ford – All Star Ford, 1905 Cooper Point Road Southwest, 98502
- Good Guys Used Car LLC, 2411 4th Avenue East, 98506
- Saturn of Olympia, 2255 Carriage Loop Southwest, 98502
- B & C Enterprises, 2428 4th Avenue East, 98506
- Hanson Motors, 2300 Carriage Loop SW, 98502
- Olympia Chrysler Jeep, 2110 Carriage Dr SW, 98502
- Hanson Motors, 2300 Carriage Loop Southwest, 98502
- Gary’s Car Center, 2802 Pacific Avenue Southeast, 98501
- Southwest Auto Sales, 9809 Blomberg Street Southwest, 98512
- Hulbert Auto Park – Administrative Office, 1100 Plum Street Southeast, 98501
- Land-Rover Company the British Northwest, 1043 Kaiser Road Southwest, 98512
- Toyota of Olympia, 2380 Carriage Loop Southwest, 98502
- Olympia Auto Source, 518 5th Avenue Southeast, 98501
- Topping Volvo of Olympia, 2015 Cooper Point Road Southwest, 98502
- Mazda of Olympia, 2201 Carriage Drive Southwest, 98502
- Lacey Auto Sales Inc, 7326 Martin Way East, 98516
- Fine Family Auto Rentals Inc, 7821 Martin Way East, 98516
- All Star Ford, 1925 Cooper Point Rd Sw, 98501