In the market for auto financing in Bellevue, Washington? No doubt, credit has been trickier to get ever since our economic recession, but there are loan companies who can assist you, and we can help you find them. If you apply online, we will do our best to find you just the right lender, considering such factors as:
- Where You Are (Bellevue)
- Your Credit History
- Your Salary
- Your Down Payment
Auto Financing Basics
- Firstly, you’ll want to submit a secure online application.
- We match you, if possible, with the best Washington car loan company for your needs.
- If pre-qualified, a special finance supervisor will reach out to you either by phone or email.
- Finalize your auto finance documents and choose your vehicle from an area car dealership.
Just click here to apply online.
Used Car Loans in Bellevue (WA)
How much should you spend on an auto loan? Well, here’s a good general guideline: invest no more than 18 to 20% of your regular monthly income for stuff like your:
- Car Payments
If you were to earn $3,827 per month (the Bellevue average), this equates to $689-$765 each month. Spending in excess of 18-20% will jeopardize your financial future.
Auto Loans with Bad Credit: Bellevue, Washington
Getting a car or truck when you have bad credit has never been so easy. Listed below are Washington credit scores as a whole:
- Average WA Credit Rating: 691
- Credit Score Considered “Bad”: less than 620
If you want a car loan in Bellevue, Washington with bad credit, we work with a finance company who doesn’t just decline people with low credit scores. Just click here to apply online.
Most auto loan websites tell you that all borrowers are approved. This is simply untrue. Here are the facts: we’re able to get 35-40% of our users bad credit auto loans in Bellevue, WA.
Bad Credit Car Lots in Bellevue, WA
For many folks in Bellevue, Washington, buy here pay here car dealerships are becoming the last option to obtain financing.
When it comes to buy here pay here car dealers, also called a tote the note or in house financing car lot, your auto loan doesn’t originate from an off-site finance company. To paraphrase, these car dealerships provide in house car loans to Washington residents with bad credit scores. These types of car loans will often be offered without any credit check. Lamentably, you need to give some thought to a few main disadvantages. The interest rates and down payments are higher than average; moreover, you will have little chance to restore your credit ratings through such an establishment.
But don’t get worried, you may be able to get approved for auto loans with better terms than you could expect from a tote the note car lot.
Bellevue (WA) Dealerships That May Provide Car Loans
- Car Company Sales & Leasing, 13420 NE 16th St, 98005
- Bellevue Auto House Inc, 11011 NE 4th St, 98004
- Michael’s Toyota, 203 116th Ave NE, 98004
- Exotic Motors Imports LLC, 15226 Bellevue Redmond Rd, 98007
- Factoria Autos & Aircraft, 2457 Kamber Road, 98007
- Synergy Automotive Sales LLC, 1840 130th Avenue Northeast, 98005
- Motorcar Buyers Agency, 13240 Northup Way Suite 3, 98005
- Thrifty Truck Rental – Bellevue Eastside, 655 116th Avenue Northeast, 98004
- Car People, 1601 114th Avenue Southeast Suite 145, 98004
- Selective Motor Sales, 14020 Northeast 21st Street, 98007
- Swanson-Bellevue Nissan, 13817 Northeast 20th Street, 98005
- Quality Auto Center, 13600 Northeast 16th Street Suite A, 98005
- Lexus Of Bellevue, 11058 Main Street, 98004
- Hawk’s Auto Sales, 10335 Main Street, 98004
- Bellevue Mitsubishi, 614 116th Avenue Northeast, 98004
- Ho Auto Sales Inc, 13547 Southeast 27th Place Suite 3D, 98005
- Trend Imports, 11017 Northeast 2nd Place, 98004
- Lincoln Mercury of Bellevue, 420 116th Avenue Northeast, 98004
- Auto Connections LLC, 13240 Northeast 20th Street Suite 3, 98005
- Hummer of Bellevue, 430 116th Ave Ne, 98004
- Bellevue BMW, 13617 Northeast 20th Street, 98005
- Exclusive Auto, 14040 Northeast 8th Street, 98007
- Park Place Auto Salon, 13730 Northeast 20th Street, 98005
- AUTO BUYING WHOLESALE, 11839 Ne 8th St, 98124
- Honda Auto Center of Bellevue, 13291 Se 36th St, 923
- BMW of Bellevue, 13617 Ne 20th St, 923
- Chevrolet Cadillac HUMMER of Bellevue, 600 116th Ave Ne, 98052
- Chrysler Jeep Dodge Bellevue, 316 116th Ave Ne, 98052
- Ford Mercury Lincoln-Bellevue, 411 116th Ave Ne, 98052